Lock & Ledger Ltd

Lock & Ledger Ltd
07584 502999

07584 502999
362 Bristol Road , Bridgwater , TA64BU

About Us

Fractional FD - Strategic Finance. Trusted Direction

ACCA Chartered Accountant & AAT Licensed Practitioner
Combining finance expertise with real operational experience across UK
Lean Six Sigma Black Belt delivering measurable efficiency & profit
Flexible Fractional FD board-level expertise without full-time cost
Proven results- halved debtor days & improved margins

At Lock & Ledger Ltd, we help ambitious SMEs across Somerset and the South West take control of their finances, improve profitability, and scale with confidence. Led by Chartered Accountant and AAT Licensed Practitioner, Kimberley Lock, we provide Fractional Finance Director services giving you board-level financial expertise without the cost of a full-time hire. Our purpose is simple: to bring clarity, structure, and strategy to growing businesses. We work with owners who are experiencing cash flow pressures, profit dips, or operational inefficiencies, helping them turn confusion into control through better forecasting, financial reporting, and system improvement. Our core services include: - Fractional Finance Director support - Cash flow forecasting and working capital management - Budgeting, KPI dashboards, and performance reporting - Profit improvement and cost reduction - Financial process and system optimisation With over 20 years of experience across manufacturing, construction, energy, retail, logistics, and service sectors, we understand how finance and operations connect, and how to make them work together for growth. Recent achievements include helping a manufacturer halve debtor days, developing a 5-year growth strategy for a renewables company, and introducing data-driven dashboards that improved reporting efficiency by over 40%. At Lock & Ledger, we dont just manage numbers we create financial clarity that drives real business results. Based in Bridgwater, Somerset | Serving clients across the South West Visit: www.lockandledger.co.uk

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Products & Services

Services

Accounting and Bookkeeping
Accounting
Accrual accounting
Book keeping
Budgeting
Business advice
Business Growth Advice
Business start up
Cash basis accounting
Competitive fixed fee
Construction Industry
Corporate finance
Credit control
Debt Management
Financial advice
Forecasting
Free consultation
Free Initial Consultation
Interim Management
Limited companies
Management Accounting
Monthly management reports
PAYE
Payroll
Performance Management
Small business
Sole traders
Tax
VAT returns
VAT
Year end returns
cash flow & working capital optimisation
KPI Dashboards & Performance reporting
Operational Audit & Process Improvement
Outsourced fractional finance director
Strategic planning & growth roadmaps

Accreditation

AAT
ACCA
Black Belt Lean Six Sigma
SCRUM Master

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Get Directions

Opening Hours

Monday

00:00 - 18:00
Tuesday

00:00 - 18:00
Wednesday

00:00 - 18:00
Thursday

00:00 - 18:00
Friday

00:00 - 18:00
Saturday

Closed
Sunday

Closed