milton ernest in Waltham Abbey, Essex

1. Comprehensive advice (your bank will only advise you on one of their own products) 2. Search a wide range of lenders to find the most suitable product for you 3. Works for you, not the lender 4. Can answer your questions and explain the whole process 5. Can understand non-standard requirements that a web search cannot 6. Provides unbiased advice 7. Provides advice based on your circumstances and requirements, not on what a lender has to offer 8. Is available via phone, mobile, text, e-mail and in person 9. Is someone you can trust 10. Will deal directly with a lender for you and knows the lender's specific requirements for your application 11. Has detailed knowledge of the mortgage industry and its current, often changing, conditions 12. Is qualified in mortgage advice and practice 13. Is authorised and regulated by the Financial Conduct Authority 14. Sees the application process through from start to end 15. Saves you money! (finding you the most suitable mortgage can save you a lot of money over the length of your mortgage)